If you landed yourself a brilliant cash ISA deal last year - well done. But your streak of good rates may soon come to an end.
We asked Moneyfacts for the three best one-year fixed-rate ISAs deals in April 2014. This is what happens when they expire:
In two out of three cases, the fantastic rate vanishes after one year is up. Witness the plunge:
Britannia (Co-op Bank) ISA rate
Moneyfacts
Halifax ISA rate
Moneyfacts
Metro Bank does a little better. Top of the league last year, its rate does dip - but to a more respectable 1.25%.
Metro Bank ISA rate
Moneyfacts
As your one-year term expires, you’re likely to receive a letter from the bank telling you about other options.
But before signing up to anything, have a look at what’s available. We've checked out rates:
You can also use a comparison site like or .
, with an average rate of just 1.5%, compared to 1.64% a year ago. So you might want to consider looking at a or opening as well.